Car Accident Lawyers

Bronx, Brooklyn, Long Island, Queens, Manhattan, New York City, NY

Even though all motorists are required to purchase auto insurance for the car they own, it probably comes as no surprise that some motorists are driving uninsured vehicles every day.

If you have suffered injuries from an accident caused by an uninsured (or underinsured) driver, you do not have to feel alone in your quest for compensation and help with medical bills. The car accident lawyers in the New York office of Silberstein, Awad & Miklos, P.C. have helped thousands of people just like you.

Finding the Help You Need: Uninsured/Underinsured Motorist Coverage

If you are one of the unfortunate people who are injured by uninsured or underinsured drivers, it is important to remember that you may be covered by your own insurance in the aftermath of the car crash.

Your first step should be to review your auto insurance policy to see if uninsured motorist coverage is part of your policy. Most standard policies include this type of coverage.

If you have purchased this type of insurance, then your insurance company should cover your injury compensation and property damage. This also typically includes auto collisions that are hit-and-run accidents with an unknown, at-fault driver.

Another problem is underinsured drivers. If the driver that caused your auto accident is "underinsured," that means they may have an insurance policy, but it does not provide sufficient coverage to pay for all of your damages.

However, if you purchased underinsured motorist coverage as part of your auto insurance policy, you can file a claim with your insurance provider for any damages that are above and beyond the other party's insurance coverage.

For obvious profit/loss reasons, insurance companies can be hesitant to work with you when you file these types of uninsured/underinsured motorist claims. That is why it is important to consult with an auto accident attorney before filing your claim.

How an Auto Accident Attorney Can Help

Uninsured/underinsured insurance claims can be complex. Before you accept a compensation offer from your insurance provider, a skilled auto accident lawyer can help:

• Handle accident scene investigations, whether your crash was a fender-bender or more complicated.
• Analyze and interpret both your insurance policy and that of the other driver (if there is a policy to review.)
• Help ensure you are making the right decisions when it comes to exhausting the coverage that the at-fault driver may have.

For a free consultation in Manhattan, Brooklyn, Bronx and Queens, please contact the car accident lawyers at Silberstein, Awad & Miklos, P.C. today.